Luminat Advisor | Utility Services – Bills, Recharges & More

Instant Payments

Pay bills, recharge &
manage utilities

Electricity, water, gas, mobile, DTH, broadband, credit card, metro card & more — all at one place with exclusive cashback offers.

Explore Services → Quick Pay

5M+

Transactions

100+

Biller Partners

₹500

Avg Cashback

All Utilities Covered

One-stop utility solution

Pay any bill, anytime, anywhere — with instant confirmation and exciting rewards.

Electricity Bill

All state boards • Instant payment • Up to 10% cashback

Cashback ₹100*

Water Bill

Municipal corporations • Quick payment

5% off on first pay

Gas / PNG

Indane, Bharat Gas, HP Gas, Adani Gas

₹25 off

Mobile Recharge

Jio, Airtel, Vi, BSNL • Prepaid/Postpaid

Extra 5% cashback

DTH / Cable

Tata Play, Airtel DTH, Dish TV, Sun Direct

Fast recharge

Broadband / Fiber

ACT, JioFiber, Airtel, BSNL FTTH

Auto-pay offers

Credit Card Bill

All banks • Instant payment • Reward points

0% convenience fee

Metro / Transit Card

Delhi Metro, Mumbai Local, NCMC cards

Instant recharge

Insurance Premium

Life, Health, Motor insurance renewal

Reminder service

Education Fee

Schools, colleges, coaching institutes

Fee reminder

Municipal Tax

Property tax, house tax payments

Online payment

FASTag Recharge

All banks • Instant toll payments

Cashback upto ₹50

Exclusive Offers

First Utility Payment

Flat ₹100 off

Min. bill ₹500 | Code: UTIL100

Mobile Recharge

5% Cashback

Max ₹50 per transaction

Credit Card Bill

Reward Points

Earn 2x points on bill payment

Never miss a due date

Set up auto-pay for recurring bills — electricity, mobile, DTH, broadband. Get reminders & pay automatically.

Secure Payments

PCI-DSS compliant

Bill History

Track all payments

Email Receipts

Instant confirmation

24/7 Support

Chat & call assistance

Utility

Pay bills, recharge & manage utilities

5M+